Your Texas Home Loan,
Done Right.
VA, FHA, USDA, and Conventional loans for every Texas homebuyer — purchase, refinance, or cash-out, we'll find the right fit for you.
Explore Loan OptionsLOAN PROGRAMS
Find Your Perfect Loan
VA Loans
Zero down payment for those who served.
- ✓No down payment required
- ✓No PMI
- ✓Competitive rates for veterans & active duty
FHA Loans
Low down payment, flexible credit requirements.
- ✓As low as 3.5% down
- ✓Credit scores from 580
- ✓Great for first-time buyers
USDA Loans
100% financing for eligible rural Texas properties.
- ✓Zero down payment
- ✓Low mortgage insurance
- ✓Available in qualifying Texas areas
Conventional Loans
Flexible options for purchase, refinance, or cash-out.
- ✓Competitive rates
- ✓Purchase, refinance & cash-out options
- ✓Loan amounts up to conforming limits
OUR DIFFERENCE
Why Texas Homebuyers Choose Union National
Local Texas Expertise
We know Texas real estate inside and out. Our team guides you from application to closing with zero confusion.
Fast, Transparent Process
No surprises, no runaround. We give you clear timelines and honest answers at every step.
Every Loan Type Under One Roof
VA, FHA, USDA, or Conventional — we match you with the right loan, not just the easiest one.
THE PROCESS
Getting Your Loan Is Easier Than You Think
Apply in Minutes
Fill out a quick online form — no paperwork mountain, no confusing jargon.
Get Your Options
We review your situation and present your best loan matches, clearly explained.
Close with Confidence
We guide you to the finish line — on time, on budget, no surprises.
CLIENT STORIES
What Our Clients Are Saying
"Union National made our VA loan process completely stress-free. We closed in 28 days!"
Marcus T.
San Antonio
VA Loan"As a first-time buyer I was nervous, but they walked me through every step. FHA loan, done!"
Priya S.
Austin
FHA Loan"We had no idea we qualified for a USDA loan. Union National found us zero-down financing in Bastrop!"
The Garza Family
Bastrop
USDA LoanReady to Find Your Loan?
Talk to a Texas mortgage expert today — no pressure, no obligation.
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